The 3 best budgeting apps for students.
3 Best Budgeting Apps For Students
How to Save Money and Enjoy a Budget Christmas This Year
Photo by Mel Poole on Unsplash
Afterpay: overspend now, suffer the consequences later
Young Australians are ditching their plastic cards for seemingly less harmful buy now, pay later services. These services go by many names - Afterpay, ZipPay, and more - but they’re all the same red lipstick on a fat piggy. Photo by Fabian Blank on Unsplash Buy now, pay later services allow users to buy almost anything, paying it … Continue reading Afterpay: overspend now, suffer the consequences later
Interview with student financial councilor: Debbie Sagenschnitter (q&a audio)
Sometimes, the expectations of being a uni student in the twenty-first century can be overwhelming. We need to balance work, uni, social activities, and finances. A report by Universities Australia found that 58% of Australian University Students worry about their financial situation. Worse, 14% of students regularly go without food or basic necessities because they … Continue reading Interview with student financial councilor: Debbie Sagenschnitter (q&a audio)
Supernnuation: The Basics Explained
Superannuation or ‘super’ is money put aside during employment to fund retirement. This money is put into your nominated Super Fund and invested on your behalf with the aim of growing your nest egg. If you are over the age of 18 and earn more than $450 weekly, your employer typically must contribute 9.5% of your wage into your chosen … Continue reading Supernnuation: The Basics Explained
Ken Honda’s Happy Money – a refreshing approach to personal finance.
Did you know your money has an aurora? What if you could feel happy about paying $80 for that ‘necessary’ textbooks? Not convinced? Neither was I, until I read Ken Honda’s Happy Money. Happy Money isn’t your typical personal finance book. It’s a refreshing take on happiness and relationships with money. In a conversational tone, author … Continue reading Ken Honda’s Happy Money – a refreshing approach to personal finance.
What’s not-so-hot about the FIRE movement
I recently read an article about a young lawyer who makes close to $400k a year, but sports threadbear suits and lives off ramen. He’s part of the hot new money movement - FIRE. Photo by Kelly Sikkema on Unsplash FIRE - Financial Independence, Retire Early - calls itself a ‘lifestyle movement’ that inspires people to ‘Reach financial … Continue reading What’s not-so-hot about the FIRE movement
Budgeting explained
Around June every year, something wonderful happens. Our politicians gather and spend days arguing - huffy and red-faced - about how to spend money. You may roll your eyes at the thought of white, middle-aged men debating spreadsheets and numbers, but don't underestimate the significance of budgeting. Budgeting is essentially tracking income and expenses to … Continue reading Budgeting explained
Superannuation, Explained
Superannuation or 'super' is money put aside during employment to fund retirement. This money is put into your nominated Super Fund and invested on your behalf with the aim of growing your nest egg. If you are over the age of 18 and earn more than $450 weekly, your employer typically must contribute 9.5% of … Continue reading Superannuation, Explained
Welcome to Avacado Money
Welcome to Avacado Money - a personal finance blog for Australian students. I started this blog as a university assignment, but it is fuelled by my passion for personal finance and want to help others make cents of their money. We're out to break the broke university student stereotype. For many university students, money can … Continue reading Welcome to Avacado Money
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